Kcash User Service Agreement

Version: 1.1 May 25, 2018

Goopal Austausch UK Limited (hereinafter referred to as “Goopal” or “we”) is a company established according to the laws of United Kingdom. Kcash User Service Agreement (hereinafter referred to as “the agreement”) is signed between Goopal Austausch UK Limited and the user. The agreement has legal effects in contract between you and Goopal.

Before using the services provided by us, please carefully read the agreement, especially the clauses including Disclaimer and Limitation of Liabilities, which are shown in bold letters, to guarantee that you can fully understand the clauses in the agreement and make discretionary decisions upon risks.

1.Confirmation and Acceptance of the Agreement

1.1 You shall understand that the agreement and related agreements are applicable to Kcash and the apps and services independently developed and owned by Goopal in Kcash, including but not limited to decentralized app (hereinafter referred to as “DApp”) (excluding the DApp developed by the third party) and centralized app (hereinafter referred to as “App”) (excluding the DApp developed by the third party).

1.2 After you download Kcash software and create or import wallet, it can be deemed that you have fully read and accepted all clauses of the agreement, and then the agreement comes into effect immediately. The agreement has binding effects on the two parties.

1.3 The agreement can be updated by Goopal at any time. Once the amended agreement is declared, it comes into effect immediately and no other notification will be made. After Goopal declares and amends the clauses of the agreement, if you disagree with any amended clause, please immediately stop using Kcash; otherwise, it shall be deemed that you accept the amended agreement.

1.4 Before using our services, please make sure that you are 18 or older.

2.Definitions

2.1 Kcash: Goopal Austausch UK Limited develops, operates, manages and owns the software platform/website/mobile app client side with legal ownership and provides the services including blockchain assets’ local wallet and escrow account. Its domain name is www.kcash.com, which supports the usage in Android system and iOS system. Through the software, Goopal Austausch UK Limited provides users with local and online management services of blockchain digital assets.

2.2 Users:

A. The users must be the natural persons with full capacity for civil conduct;

B. If you are a minor under 18 years old, you have to use Kcash services under the guidance of your parents or your guardian. If the person without capacity for civil conduct uses Kcash or the person with limited capacity for civil conduct makes transactions exceeding the civil rights or behavioral competence, Kcash is entitled to ask you and your guardian to be responsible for all the consequences arisen from it.

2.3 Blockchain: it is a kind of linked data structure with data blocks assembled and linked in order, and also the distributed ledger which is prevented from tampering or forgery in the means of cryptography. It uses blockchain data structure to verify and store data; employs distributed nodes and consensus algorithm to generate and update data; applies the means of cryptography to guarantee the security of data transmission and access; and adopts smart contract composed of automated script code to program and operate data. It is a kind of brand-new distributive infrastructure and computing paradigm.

2.4 Blockchain assets or digital assets: they are the figures in cryptographic accounts among blockchain data. They are deemed as the digital assets of legitimate owner of the account, including but not limited to Bitcoin and Ethereum and so on.

2.5 Wallet password: it refers to the password that the software operation interface reminds you of filling in when you establish Kcash wallet. The password is used for Encryption protection of private key. As the DApp, the wallet password is not stored in your mobile device or Goopal’s server. If you loss the password, you need to reset new password by means of clear private key or mnemonic word.

2.6 Mnemonic word: it complies with BIP 39 Industrial Standards of Blockchain. It is composed of 12 words in order generated by stochastic algorithm. It is the expressive form of private key’s easy recording and facilitates users’ backup and storage. The process to establish mnemonic word belongs to the local behavior of users and can be operated when the Internet is cut off. It has no relation with the server side; hence, Kcash does not grasp users’ mnemonic word, and could not arrogate the users to manage their wallet assets or retrieve the mnemonic word for users. Kcash complies with BIP32, BIP39 and BIP44 standards. Any other wallet complying with the standards can use the same mnemonic word to resume and manage your blockchain assets.

2.7 Mining Fees: when the users make asset transfers in blockchain, the miners can charge the transaction confirmation fees paid to the nodes of blockchain miners.

2.8 Personal information: it refers to all kinds of information used independently or in combination with other information to recognize personal identities which are recorded electronically or in other ways, including but not limited to the natural person’s name, date of birth, ID number, personal biological recognition information, address, telephone number, bank card number, email address, wallet address, mobile device information, operating record and transaction record and so on. But it excludes the wallet password, private key and mnemonic word of the users.

3.Contents of Services

3.1 Create or import wallet: as for the digital assets supported by Kcash, you can use Kcash to generate new wallet or import previously generated wallet by means of mnemonic word.

3.2 Transference or collection: you can use the functions like transference and collection of Kcash to manage digital assets, that is, to use private key for electronic signature, and then make the amendment of the relevant blockchain account books. Transference refers to the transference operation by the payer through using the blockchain address of the payee. The actual transference and collection behaviors are both generated in relevant blockchain system (instead of Kcash).

3.3 Transaction record: we will use blockchain system to copy total or partial transaction records of you. The transaction records are subject to the records in corresponding blockchain system.

3.4 Managing digital assets: you can use Kcash to add, store or remove the digital assets supported by Kcash.

3.5 Browsing DApp: the user can use the link in Kcash to jump to DApp and use the services provided by the DApp (including DApp of Goopal itself or DApp of the third party).

3.6 Suspension or withdrawal. You thoroughly know the irrevocable attribute based on blockchain system transactions, and we could not suspend or withdraw the operations including issuing tokens for you.

3.7 Other services needing to be provided in the view of Goopal.

4.Privacy Clauses

Goopal values the protection of users’ privacy. Please see the Kcash Privacy Policies declared and continuously updated by Goopal for the relevant privacy protection policies.

In order to provide you with a one-click sharing service, our product integrates Umeng + U-Share SDK, which will collect your device identification information (such as IMEI/android ID/IDFA, etc.) and the public information of the social account you need to share to complete one-click sharing service. For the safety of your information, we have made data security and confidentiality agreements with third-party SDK service providers, and these companies will strictly abide by our data privacy and security requirements. Unless your consent is obtained, we will not share your personally identifiable information with it. In order for you to better understand the type and purpose of the data collected by [Umeng +], and how to protect your personal information, you can visit https://www.umeng.com/policyto understand the privacy policy of [Umeng + ] .

5.Risk Warning

5.1 You know and understand that due to the unsound laws & regulations and policies in the field of digital assets, the digital assets in the field might encounter the major risks including failing in cashing, unstable techniques and destruction and so on. The price fluctuation amplitude of digital assets is far larger than other financial assets. We cautiously warn you that you shall rationally hold or dispose any kind of digital asset based on your own financial status and risk preference.

5.2 When using Kcash services, if you fail or your counterparty fails to comply with the agreement, or relevant website description, or operation instructions and rules in transaction and payment pages, Kcash does not guarantee the smooth fulfillment of the transaction; besides, Kcash is not liable for damages. If the foregoing circumstance occurs, but the fee has been transferred to the Kcash wallet or the third party’s wallet of you or your counterparty in advance, you shall understand the “irreversible” attribute of blockchain operations and the “irrevocable” attribute of relevant transactions, so you and your counterparty shall bear the corresponding risks arisen from it.

5.3 When you use DApp services of the third party provided by Kcash or make transactions, for your interests, Goopal suggest you carefully read the agreement and Kcash prompt, understand transaction object and product information, and take actions after cautiously evaluating risks. All the transaction behaviors of you in DApp of the third party are your personal behaviors; and the binding contract relation is established between you and your counterparty, which is irrelevant to Kcash. Kcash does not bear any liability to all risks, liabilities, losses or fees caused by your transaction behavior.

5.4 During transaction, you shall make discretionary judgment as to whether the other party is the person with full capacity for civil conduct, and make a discretionary decision as to whether you need to make transactions with the other party or transfer any asset to the other party and so on; besides, you shall undertake all relevant risks by yourself.

5.5 During transference, if there are abnormal information prompts like “transaction failed” or “packaging timeout”, you shall make the reconfirmation by the relevant official channels of blockchain system and other blockchain inquiry tools, to avoid repeated transfer; otherwise, all losses and fees arisen from it shall be borne by yourself.

5.6 You shall understand that after you create or import wallet in Kcash, the information including your wallet password, private key and mnemonic word and so on are only stored in the current mobile device, instead of the server of Kcash or Goopal. You can replace the mobile device by synchronizing your wallet etc., according to the operation instructions provided by Kcash. If you do not store or make a backup of the information including your wallet password, private key or mnemonic word and your mobile device is lost, your digital assets will be lost. Under these circumstance, Goopal can not retrieve your information for you and you alone are responsible for the corresponding losses. If there is the breach of confidence when you export, save or make backup of your wallet password, private key or mnemonic word, or the device or service saving or holding backup of the above information is attacked or controlled by the hacker, your digital assets will be lost because of it. Under these circumstances, Goopal can not retrieve your assets for you and you alone are responsible for the corresponding losses.

5.7 We suggest that when you create or import your wallet, you should make secure backup of the information including your wallet password, private key and mnemonic word. Please note that the following means shall not be adopted for backup, i.e. the electronic backup means including screenshot, email, wordpad, message, WeChat, and QQ. We suggest you transcribe the information including mnemonic word in a paper notebook. In the meantime, you can also store your electronic data in password manager.

5.8 We recommend you use Kcash in a secure network environment and to ensure your mobile device is not jailbroken or rooted, so as to avoid any hidden safety loopholes.

5.9 When you use your services, please be cautious of the fraud behaviors in the unofficial platforms of Kcash. Once any behavior like this occurs, we encourage you to inform us promptly.

6. Change, Expiration and Termination of Services

6.1 You agree to suspend the provision of some serving functions to guarantee the independent management rights; or suspend some serving functions or release new serving functions in the future. When any function is cut, added or changed, as long as you still use the services provided by Goopal, it means that you still agree to the agreement or the amended clauses of the agreement.

6.2 You understand that if any of the following circumstances occurs, Goopal will suspend the provision of services,

A. The service is interrupted due to the technical reasons like device or blockchain system maintenance, update, failure or communication outage and so on;

B. Goopal system could not provide services; or Goopal reasonably considers that the continuous provision of services will encounter large risks due to the force majeure factors like typhoon, earthquake, tsunami, flood, power failure, war or terrorist attack etc. or due to the reasons like virus, Trojan, hacker attack, unstable system or governmental behavior and so on; and

C. Any other circumstance occurs which Goopal could not control over or reasonably predict.

6.3 When any of the following circumstances occurs, Goopal could unilaterally suspend or terminate your usage of partial or total functions of Kcash,

A. The user is dead;

B. You steal the wallet information or mobile device of any other person;

C. The personal data provided by you is unauthentic;

D. You disagree with the forced update operation launched by Goopal to improve Kcash functions;

E. You use Kcash in any illegal or criminal activity;

F. You impede the normal usage of any other user;

G. You pretend to be the working staff or administrative staff of Goopal;

H. You attack, invade, change or threaten the normal operation of Goopal’s computer system;

I. You use Kcash to publicize spam advertisements;

J. You spread rumors and damage the reputation of Goopal and Kcash; and

K. You have any illegal behavior or violate the agreement, and other circumstance that Goopal reasonably considers it shall suspend the provision of functions.

6.4 When you change, suspend and terminate the services between you and Goopal, you still have the right to export the information in your wallet within a reasonable period of time.

7. Your Commitments to Legally Use Goopal Services

7.1 You shall comply with the national or regional laws and regulations in your country of residence. You shall not use Kcash for any illegal objective or use Goopal services in any illegal way.

7.2 You shall not use Kcash to conduct any illegal or criminal behavior, including but not limited to,

A. Endangering state security, revealing state secrets, subverting state power, or destroying state unity;

B. Being engaged in any illegal or criminal behavior, including but not limited to money laundering or illegal fund-raising and so on; and

C. Connecting into Goopal services by any automatic program, software, engine, web spider, web analysis tool, and data mining tool or any similar tool; collecting or handling the contents provided by Goopal; intervening or trying to intervene in any user or any user’s behavior to connect into Goopal services in any other way;

D. Providing gambling messages or inducing any other person to participate in gambling in any way;

E. Accessing the Kcash wallet of any other person to steal the digital assets;

F. Conducting the transactions which is in discrepancy with the content declared by the counterparty; or conducting false transactions;

G. Being engaged in any behavior which damages or may damage Kcash service system and data; and

H. Any other illegal behavior or improper behavior in Goopal’s reasonable consideration.

7.3 You understand and agree that if you violate the relevant laws (including but not limited to the regulations on supervisions in customs and taxes) or the provisions of the agreement, thus leading to any loss of Goopal, claim for compensation by any other third party or the punishment by any administrative department, you shall make compensation for Goopal, including all reasonable fees aroused by claim for rights, with counsel fee included.

7.4 You promise to pay the service fees to Goopal on time (if applicable); otherwise, Goopal has the right to suspend or terminate providing services for you.

8. Disclaimer and Limitation of Liabilities

8.1 Goopal is just responsible for the obligations listed in the agreement.

8.2 You understand and agree that within the scope permitted by laws, Goopal just provides services according to the existing technical level and conditions. If any of the following reasons leads to the failure of providing services by Kcash, Goopal does not bear any liability,

A. Kcash system shut-down for maintenance or update;

B. any force majeure factor like typhoon, earthquake, flood, thunder and lightning, or terrorist attack occurs;

C. The software, hardware, telecommunication line or charging line of your mobile device has some fault;

D. You use Goopal services improperly, or use Goopal services failing to pass Goopal authorization, or use Goopal services in the way not recognized by Goopal;

E. In the event that a virus, Trojan, rogue program attack, network congestion, unstable system, system or device failure, communication failure, power failure, bank problem or government reason occurs; and

F. Any other reason occurs which is not instigated by Goopal.

8.3 Goopal is not responsible for all the following circumstances,

A. The loss of digital assets caused in the event that the user losses their mobile device; deletes and fails to make backup of Kcash; deletes and fails to make backup of wallet; has the wallet stolen; or forgets the wallet password, private key or mnemonic word;

B. The loss of digital assets caused in the event that the user gives away the wallet password, private key or mnemonic word by himself or herself; or lends, transfers or authorizes any other person to use his or her mobile device or Kcash wallet; or does not download the Kcash app from official channel of Goopal; or uses Kcash app in any other way which is not secure;

C. The loss of digital assets caused by the user’s incorrect operation (including but not limited to the incorrect input of transference address, and the problem caused by the transference node service chosen by the user); and

D. The loss of digital assets caused by the user’s incorrect operation due to misunderstanding the nature of blockchain technique;

E. Any error in the transaction records copied by Goopal in the user’s blockchain caused by the reasons including time delay and unstable blockchain system and so on;

F. The risks and consequences caused by the user’s operation in the DApp of the third party.

8.4 You understand that Kcash is just the tool to manage your digital assets. Goopal could not control the quality, safety or legitimacy of the products and services provided by the third party’s DApp, the authenticity or correctness of information, as well as the other party’s competence to perform the various obligations in the agreement. All the transaction behaviors of you in the third party’s DApp are your personal behaviors; and the binding contract relation is established between you and your counterparty, which is irrelevant with Kcash. Goopal warns that you shall make the cautious and discretionary judgment to determine the authenticity, legitimacy and effectiveness of logging in DApp and relevant information. The risks caused by the transactions between you and any third party shall be undertaken by you.

8.5 Goopal may provide services for you and your counterparty of transaction at the same time. You agree to clearly exempt Goopal from any actual or potential conflict of interest concerning this kind of behavior which might exist in Goopal, and shall not claim for more responsibilities or duties of care borne by Goopal due to any legal error while Goopal provides services.

8.6 Goopal does not provide the guarantee in the following forms,

A. Goopal services will comply with all your needs;

B. Any technology, product, service or message obtained from the services of Goopal will comply with your expectation;

C. Goopal makes guarantee for the timeliness, correctness, integrity and reliability of the information including the market transaction trend grasped from the transactions of the third party; and

D. The various trading parties of you in Kcash will timely perform the various obligations in the trading agreement made with you.

8.7 Under any circumstance, the sum of the compensation for breach of contract borne by Goopal in the agreement shall not exceed 0.1 ETH coins or 500 RMB. It shall be subject to the higher one of the above two.

8.8 You understand that Kcash is just taken as the tool for the user to manage digital assets and manifest transaction information. Goopal does not provide other services including advice on laws, taxes or investment. You should seek advice from the professionals in the aspects of laws, taxes and investment; and Goopal is not responsible for the investment losses and data losses etc., encountered by you when you use our services.

8.9 You understand that according to the requirements of local policies and rules, we may change the user access standards from time to time, to restrict the scope and type of service provided to a certain group of people.

9.Intellectual Property Protection

9.1 Kcash is the app with intellectual property right developed and owned by Goopal. The intellectual property right of any content shown in Kcash (including but not limited to the agreement, announcements, essays, videos, audios, pictures, files, messages, data, trademarks or logos) belongs to Goopal or the third party obligee. The user can only use Kcash app and the contents in it for the aim of holding and managing digital assets. Anybody shall not arbitrarily use, amend, decompile, copy, publicly spread, change, distribute, issue or openly express the above app and contents.

10.Term of Agreement

10.1 The agreement signed between you and us is the agreement without fixed term. If you display the following behavior, we have the right to terminate the contract at any time, and the termination will come into effect immediately,

A. You violate or breach any clause in the agreement; and

B. We think that you abuse the app or service.

11.Legal Application and Dispute Resolution

11.1 The effects, interpretation, alteration, execution and dispute solution of the agreement and the amended version of the agreement are all applicable to the Laws of the United Kingdom of Great Britain and Northern Ireland. If there is no other legal speculation, it shall be applicable to international business practices and (or) industry practices.

11.2 Any dispute or disagreement between you and Goopal shall be firstly solved by friendly negotiation. If it could not be solved by friendly negotiation, either party can submit it to the court with right of jurisdiction in the place where Goopal is located.

12.Others

12.1 You shall comprehensively understand and comply with all relevant laws, rules and regulations concerning the usage of Goopal services in the judicial district where you are located.

12.2 When using Goopal services, if you encounter any problem, you can use means such as submitting the feedback in Kcash to contact us.

12.3 You can check the user service agreement in Kcash. Goopal encourages you to look up Goopal service agreement every time you visit Kcash.

12.4 The agreement begins to be applicable since 25, 05, 2018.

12.5 Any translated version of the agreement is provided for the convenience of the users, without any intention to make the amendment in the clauses of the policies. If there is any discrepancy between the Chinese version and non-Chinese version of the policies, it shall be subject to the Chinese version.

As for anything not covered in the agreement, you shall comply with the continuously updated announcement and relevant rules of Goopal.

Goopal Austausch UK Limited

Kcash Privacy Policies

Version: 1.1 May 25, 2018

Distinguished Users,

respects and protects the privacy of our users (hereinafter referred to as “you” or “users”). When you use Kcash, Goopal will collect and use your personal information in accordance with the privacy policies (hereinafter referred to as “policies”).

Goopal suggests you carefully read and understand all of the contents covered in the policies before using the product (hereinafter referred to as “Kcash”). The important information including the clauses like Disclaimer will be expressed in bold letters. The definitions of the key words relevant to the policies shall be consistent with Goopal’s Kcash User Service Agreement.

The policies can be updated by Goopal online at any time. Once the updated policies are declared, they will replace the original policies. If you do not accept the amended clauses, please immediately stop the usage of Kcash. If you continue to use Kcash, it shall be deemed that you accept the amended policies. Once the amended policies are declared in Kcash, they will immediately come into effect automatically.

By accepting this agreement you know and understand that the policies and other relevant provisions are applicable to Kcash as well as the DApp or App in Kcash independently owned by Goopal.

1. What personal information do we collect

Please see that we collect the following information of you to meet the goal of serving you in Kcash; besides, we really stress the protection of your privacy. When we collect your information, we will strictly comply with the principles of legitimacy, justification and necessity. In addition, you shall know that if you fail to provide the necessary information needed by us to provide services for you, your experience in Kcash might be affected.

1.1 You authorize us to collect and save the following personal information of you,

● ID identification information, including but not limited to your name, ID certification, contact address, telephone number and biological featurers.

● Platform operation information, including but not limited to your IP address, device model, device identifier and operating system version information.

● Payment information, including but not limited to the time, amount and tool of your payment as well as your account.

● Personal credit information, including but not limited to your credit status, credit score, and credit report information.

● The data we collect depends on the context of your interactions with us, the choices you make, including your privacy settings, and the products and features you use. The data we collect can include SDK/API/JS code version, browser, Internet service provider, IP address, platform, timestamp, application identifier, application version, application distribution channel, independent deice identifier, iOS ad identifier (IDFA), Android ad master identifier, network card (MAC) address, and international mobile device identification code (IMEI) The equipment model, the terminal manufacturer, the terminal device operating system version, the session start / stop time, the location of the language, the time zone and the network state (WiFi and so on), the hard disk, the CPU, and the battery use, etc.

● Other circumstances needing to collect your personal information based on our specific products and services, including but not limited to your opinions and suggestions towards us and our products and services, the information of the mobile apps that you once used or frequently used, as well as your usage scenarios and usage habits.

1.2 Protecting user privacy is a basic policy of our company. Without your permission in advance, Kcash will not share or transfer your personal information to any third party, except the following circumstances,

A. We have won your clear permission or authorization in advance;

B. The personal information collected by us is declared to the social public by yourself;

C. The personal information collected by us is collected from the legally disclosed information, including the channels like legitimate news report and publicized government information;

D. While sharing with the related parties of Kcash, we will only share necessary user information and be restricted by the objectives declared in the privacy policies;

E. The provision is made according to the national applicable laws and regulations, legal procedures as well as the requirements of administrative organs or judicial organs;

F. When involved with merger and acquisition, if it is involved with transference of personal information, Kcash will require personal information receiver to continue to accept the binding of the policies; and

G. The circumstances that we have the reason to think that you violate one clause or some clauses of the agreement, which arouse losses to Kcash or any third party.

1.3 The ways for us to collect information are listed below,

A. You provide us with information, for example, you provide extra information to us, when you fill in your name, telephone number or bank card number in “Profile” page, or provide email address for the feedback to us, or use our special services;

B. We acquire information during the process when you use Kcash, including the information like your mobile device information as well We copy your total or partial transaction records by blockchain system. However, the transaction records are subject to the records in the blockchain system.

2. How do we use your information

2.1 We use data to continually improve our products, including adding new features or capabilities. For example,we can confirm the corresponding relation between you and your wallet by the unique fingerprint of your mobile device.

2.2 We will send timely notifications regarding important changes, such as the update of software, or change of service agreement and the clauses of policies.

2.3 We can provide you with multiple ways to log in Kcash in “system settings”, to facilitate your management of your digital assets in a safer way.

2.4 We can handle the feedback offered by you by collecting the wallet address disclosed by you and the mobile device information provided by you.

2.5 We collect your personal information to conduct internal audits, data analysis and research etc., of Goopal, to continuously improve your service level.

2.6 Goopal will use user information to manage and handle the users’ usage behaviors in accordance with Kcash Service Agreement and other provisions of Goopal.

2.7 We use your information in accordance with laws and regulations and for the need to cooperate with supervision organizations.

2.8 We process Personal Data for the purposes set out in this Privacy Policy, as described above. Our legal basis to process personal data includes processing that is: necessary for the performance of the contract with you (for example, to provide you with the services you request and to identify and authenticate you so you may use the Sites); necessary to comply with legal requirements (for example, to comply with applicable accounting rules and to make mandatory disclosures to law enforcement); necessary for our legitimate interests (for example, to manage our relationship with you, to ensure the security of our services, to communicate with you about our products and services); and based on consent by our customers (for example, to place certain cookies and to share your information with third parties for advertising purposes).

3. How do you control over your own information

You own your autonomous control over your personal information in Kcash,

3.1 In the way of synchronizing your wallet, you can import other assets of you into Kcash, or import your Kcash wallet into other wallet managing digital assets. Kcash will show the information of your importing operation into the wallet.

3.2 You know that you can amend the types of your digital assets, transfer accounts and collect money etc., by the contents in the section of “assets”.

3.3 You know that you can make free choice and conduct the following operations in the section of “mine” in Kcash.

A. In “Personal Center”, you don’t need to provide your information including your name, telephone number and bank card information; however, when you use special services, you need to provide the above information; and

B. In “Submitting Feedback”, you can propose your questions and suggestions on improvement of Kcash at any time, and we are quite willing to communicate with you and actively improve our services.

3.4 You know when we collect information from you out of special objectives, we will render you the notification in advance, and you have the right to reject it. But in the meanwhile, you shall know that when you choose to reject the provision of relevant information, it means that you reject the usage of Kcash’s relevant services.

3.5 You know you and we have no right of control over whether your transaction records are to be publicized or not. Because based on the open-sourcing attribute of blockchain transaction system, your transaction records are publicized and transparent in the entire blockchain system.

3.6 You know that when you use the functions of Kcash and jump into the DApp of the third party, our Kcash Service Agreement and Kcash Privacy Policies are no longer applicable. Towards the right of control over your personal information in DApp of the third party, we suggest you carefully read and understand the privacy rules and the contents concerning user service agreement before using the DApp of the third party.

3.7 You have the right to ask us to update, change and delete your relevant information.

3.8 You know that we can collect your information according to Clause 1.2 of the policies without winning your authorized permission.

3.9 Subject to limitations in applicable law, you are entitled to object to or request the restriction of processing of your Personal Data, and to request access to, rectification, erasure and portability of your own Personal Data.

Requests should be submitted by contacting us through [ Help ].

If you are aware of changes or inaccuracies in your information, you should inform us of such changes so that our records may be updated or corrected. You may lodge a complaint with a supervisory authority if you consider that our processing of your Personal Data infringes applicable law.

We retain your Personal Data as long as needed to provide services or products to you, or as required or permitted by applicable laws, such as tax and accounting laws.

4. How could we share or transmit your information

4.1 To improve our product and provide you better service, we also share personal data with vendors or agents working on our behalf for the purposes described in this privacy policy. For example, companies we've hired to provide data analytical services may need collect and access to personal data to provide those functions. In such cases, these companies must abide by our data privacy and security requirements. In order to provide you with a one-click sharing service, our product integrates Umeng + U-Share SDK, which will collect your device identification information (such as IMEI/android ID/IDFA, etc.) and the public information of the social account you need to share to complete one-click sharing service. For the safety of your information, we have made data security and confidentiality agreements with third-party SDK service providers, and these companies will strictly abide by our data privacy and security requirements. Unless your consent is obtained, we will not share your personally identifiable information with it. In order for you to better understand the type and purpose of the data collected by [Umeng +], and how to protect your personal information, you can visit https://www.umeng.com/policy to understand the privacy policy of [Umeng + ] .

4.2 Without your permission in advance, Goopal will not share or transfer your personal information to any third party, except the following circumstances,

A. We have won your clear permission or authorization in advance;

B. The collected personal information is disclosed to the social pubic by yourself;

C. The collected personal information is collected from the legally disclosed information, such as legitimate news reports and publicized government information and so on;

D. When sharing with the related parties of Goopal, we will only share necessary user information and is restricted by the declared objectives in the privacy policies;

E. The provision is made according to the applicable laws and regulations, legal procedures, and the requirements of administrative organs or judicial organs; and

F. When involved with merger and acquisition, if it is involved with the personal information transference, Goopal will require the personal information receiver to continue to accept the binding of the policies.

4.3 Our business may require us to transfer your Personal Data to countries outside of the European Economic Area (“EEA”), including to countries such as the People’s Republic of China or Singapore. We take appropriate steps to ensure that recipients of your Personal Data are bound to duties of confidentiality and we implement measures such as standard contractual clauses. A copy of those clauses can be obtained by contacting our Help Center.

In order to provide you with a one-click sharing service, our product integrates Umeng + U-Share SDK, which will collect your device identification information (such as IMEI/android ID/IDFA, etc.) and the public information of the social account you need to share to complete one-click sharing service. For the safety of your information, we have made data security and confidentiality agreements with third-party SDK service providers, and these companies will strictly abide by our data privacy and security requirements. Unless your consent is obtained, we will not share your personally identifiable information with it. In order for you to better understand the type and purpose of the data collected by [Umeng +], and how to protect your personal information, you can visit https://www.umeng.com/policyto understand the privacy policy of [Umeng + ] .

5. How do we protect your information

5.1 If Goopal stops operation, Goopal will promptly stop collecting your personal information; In addition, a notice of operation suspension will be declared in Kcash, and the collected personal information of you will be deleted or anonymized within reasonable period of time.

5.2 In order to protect your personal information, Goopal will adopt data security technical measures, to improve the internal compliance level, increase the internal training for employees’ information security, and set security access rights of relevant data etc., to protect your private information safely.

5.3 We will update the wallet usage and information protection data in “Help Center” of Kcash, for reference.

6. The protection over minors

We make the following special clauses to protect minors under 18 years old,

6.1 The minor shall use the relevant services of Goopal under the guidance of a parent or guardian.

6.2 We suggest the parents and guardians of the minor shall read the policies, Kcash Service Agreement and other relevant rules of us. Under the premise, they can guide the minor to use Kcash.

6.3 Kcash will protect the confidentiality and security of the personal information of the minor according to the relevant national laws and regulations.

7. Disclaimer

7.1 Please note that after you are connected to DApp of the third party by Kcash, it will be applicable to the privacy policies declared by the DApp of the third party. The collection and usage of your personal information by the third party’s DApp is not controlled by Goopal or restricted by the policies. Goopal does not guarantee that the DApp of the third party will definitely adopt the personal information protection measures according to the requirements of Goopal.

7.2 You shall cautiously choose and use the DApp of the third party and appropriately protect your personal information. Goopal does not bear any responsibility over the privacy protection of any other third party’s DApp.

7.3 Goopal will try its best to adopt rational security measures under the existing technical level to protect your individual information, so as to avoid the divulging, alteration, or damage of information. Goopal transmits data in the wireless way; hence, Goopal can not guarantee the privacy and security of data transmitted by wireless networks.

8. Legal Application and Dispute Resolution

8.1 The effects, interpretation, alteration, execution and dispute solution of the agreement and the amended version of the agreement are all applicable to the Laws of the United Kingdom of Great Britain and Northern Ireland. If there is no other legal provisions, it shall be applicable to international business practices and (or) industry practices.

8.2 Any dispute or disagreement between you and Goopal shall be firstly solved by friendly negotiation. If it could not be solved by friendly negotiation, either party can submit it to the court with right of jurisdiction in the place where Goopal is located.

9. Others

9.1 You shall comprehensively understand and comply with all relevant laws, rules and regulations concerning the usage of Goopal services in the judicial district where you are located.

9.2 When using Goopal services, if you encounter any problem, you can adopt the means like submitting the feedback in Kcash to contact us and so on.

9.3 You can check the policies and other Goopal service rules in Kcash. We encourage you to look up Goopal service agreement and privacy policies every time you visit Kcash.

9.4 Any translated version of the agreement is provided for the convenience of the users, without any intention to make the amendment in the clauses of the policies. If there is any discrepancy between the Chinese version and non-Chinese version of the policies, it shall be subject to the Chinese version.

9.5 The agreement begins to be applicable since May 25, 2018.

As for anything not covered in the agreement, you shall comply with the continuously updated announcement and relevant rules of Goopal.

Goopal Austausch UK Limited